/* Shared look for the inner pages (referral, privacy): the homepage's navy header and
   close, with the same ivory reading ground and navy type as its light sections. */
:root {
  --navy: #013c5a; --navy-deep: #021d2e; --canvas: #021a29; --ivory: #f7f4ee;
  --paper: #f4f1ea; --ink: #0b1a26; --ink-soft: #4b5a67; --blue: #1e97c3; --blue-ink: #17698f; --blue-light: #8ccbe4;
  --rule: rgba(11, 26, 38, 0.13); --rule-dark: rgba(247, 244, 238, 0.14);
  --serif: "Cormorant Garamond", Georgia, serif; --sans: "Inter", system-ui, sans-serif;
  --ease: cubic-bezier(0.23, 1, 0.32, 1);
  --gutter: clamp(16px, 4vw, 56px); --bar: 76px;
}
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--paper); color: var(--ink); font: 400 1rem/1.65 var(--sans); font-feature-settings: "lnum" 1; -webkit-font-smoothing: antialiased; }
img { max-width: 100%; height: auto; display: block; }
h1, h2, h3 { font-family: var(--serif); font-weight: 500; margin: 0; letter-spacing: -0.012em; }
p { margin: 0; }
a { color: inherit; }
::selection { background: var(--blue); color: #fff; }
.wrap { max-width: 1240px; margin-inline: auto; padding-inline: var(--gutter); }
.skip { position: absolute; left: -999px; top: 0; background: #fff; color: var(--ink); padding: 0.6rem 1rem; z-index: 99; }
.skip:focus { left: 1rem; top: 1rem; }
:focus-visible { outline: 2px solid var(--blue); outline-offset: 3px; }

/* header: same as the homepage once it turns solid */
.bar { position: sticky; top: 0; z-index: 60; background: rgba(2, 20, 32, 0.92); backdrop-filter: blur(14px); box-shadow: 0 1px 0 var(--rule-dark); }
.bar .wrap { max-width: 1440px; height: var(--bar); display: flex; align-items: center; justify-content: space-between; gap: 1rem; }
.bar__mark { display: inline-flex; background: var(--ivory); padding: 7px 14px 7px 12px; border-radius: 4px; }
.bar__mark img { height: 40px; width: auto; }
.btn { display: inline-flex; align-items: center; gap: 0.7rem; padding: 1rem 1.5rem; border-radius: 3px; border: 0; font: 600 0.92rem/1 var(--sans); text-decoration: none; background: var(--ivory); color: var(--navy-deep); cursor: pointer; transition: background 160ms var(--ease), transform 120ms var(--ease); white-space: nowrap; }
.btn:hover { background: #fff; }
.btn:active { transform: translateY(1px); }
.bar .btn { padding: 0.75rem 1.15rem; font-size: 0.84rem; }
.btn--dark { background: var(--navy-deep); color: #fff; }
.btn--dark:hover { background: var(--navy); }

/* page title band */
.ph { background: radial-gradient(70% 120% at 80% 0%, rgba(30, 151, 195, 0.22), transparent 60%), linear-gradient(180deg, var(--canvas), var(--navy-deep)); color: var(--ivory); padding: clamp(3.5rem, 8vw, 6.5rem) 0 clamp(3rem, 6vw, 4.5rem); }
.eyebrow { font: 600 0.72rem/1.4 var(--sans); letter-spacing: 0.2em; text-transform: uppercase; color: var(--blue-light); margin: 0 0 1.1rem; display: flex; align-items: center; gap: 0.9rem; }
.eyebrow::before { content: ""; width: 32px; height: 1px; background: currentColor; }
.ph h1 { font-size: clamp(2.6rem, 6vw, 4.6rem); line-height: 1.02; max-width: 16ch; text-wrap: balance; }
.ph__lede { margin-top: 1.4rem; max-width: 40rem; color: #c3d2dd; font-size: 1.06rem; }
.ph__meta { margin-top: 1.4rem; font: 600 0.72rem/1.4 var(--sans); letter-spacing: 0.16em; text-transform: uppercase; color: var(--blue-light); }

.body { padding: clamp(3rem, 7vw, 5.5rem) 0 clamp(4rem, 8vw, 6.5rem); }

/* referral */
.ref { display: grid; grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); gap: clamp(2rem, 5vw, 5rem); align-items: start; }
.ref__intro h2 { font-size: clamp(1.9rem, 3vw, 2.5rem); line-height: 1.1; }
.ref__intro p { margin-top: 1.1rem; color: var(--ink-soft); }
.card { background: #fff; border: 1px solid var(--rule); border-radius: 6px; padding: clamp(1.4rem, 3vw, 2.4rem); box-shadow: 0 30px 60px -40px rgba(11, 40, 64, 0.35); }
.form fieldset { border: 0; margin: 0; padding: 0; min-width: 0; }
.form fieldset + fieldset { margin-top: 2rem; padding-top: 1.8rem; border-top: 1px solid var(--rule); }
.form legend { float: left; width: 100%; padding: 0; margin-bottom: 1.2rem; font: 500 1.45rem/1.2 var(--serif); color: var(--ink); }
.form .hint { margin-top: 0.3rem; font-size: 0.85rem; color: var(--ink-soft); }
.grid2 { clear: both; display: grid; grid-template-columns: 1fr 1fr; gap: 1rem 1.2rem; }
.full { grid-column: 1 / -1; }
.form label { display: block; font: 600 0.74rem/1.4 var(--sans); letter-spacing: 0.08em; text-transform: uppercase; color: var(--ink-soft); }
.form label i { font-style: normal; color: var(--blue-ink); }
.form input, .form textarea { display: block; width: 100%; margin-top: 0.4rem; padding: 0.8rem 0.9rem; font: 400 1rem/1.4 var(--sans); color: var(--ink); background: #fbfaf7; border: 1px solid rgba(11, 26, 38, 0.22); border-radius: 3px; transition: border-color 160ms, background 160ms; }
.form input:focus, .form textarea:focus { outline: none; border-color: var(--blue); background: #fff; box-shadow: 0 0 0 3px rgba(30, 151, 195, 0.18); }
.form textarea { min-height: 8rem; resize: vertical; }
.form__end { margin-top: 2rem; display: flex; flex-wrap: wrap; align-items: center; gap: 1rem 1.4rem; }
.form__note { font-size: 0.85rem; color: var(--ink-soft); max-width: 26rem; }
.form__note a { color: var(--blue-ink); }
.form__msg { margin-top: 1.2rem; padding: 0.9rem 1rem; border-left: 3px solid var(--blue); background: #eef5f8; font-size: 0.92rem; }
.form__msg[hidden] { display: none; }

/* privacy */
.legal { max-width: 46rem; }
.legal__caps { font-size: 0.86rem; letter-spacing: 0.02em; color: var(--ink-soft); padding: 1.2rem 1.4rem; border: 1px solid var(--rule); background: #fff; border-radius: 4px; }
.legal__toc { margin: 2.4rem 0 0; padding: 1.2rem 0; border-block: 1px solid var(--rule); columns: 2; column-gap: 2rem; list-style: none; }
.legal .legal__toc li { break-inside: avoid; margin: 0; padding: 0.2rem 0; font-size: 0.92rem; }
.legal__toc a { color: var(--blue-ink); text-decoration: none; }
.legal__toc a:hover { text-decoration: underline; }
.legal h2 { margin-top: 3rem; font-size: clamp(1.6rem, 2.6vw, 2rem); line-height: 1.15; scroll-margin-top: calc(var(--bar) + 1rem); }
.legal h2 span { color: var(--blue-ink); margin-right: 0.4rem; }
.legal p, .legal ul, .legal table, .legal address { margin-top: 1rem; }
.legal p, .legal li, .legal address { color: #26343f; }
.legal ul { padding-left: 1.2rem; }
.legal li { margin-top: 0.5rem; }
.legal li::marker { color: var(--blue); }
.legal table { width: 100%; border-collapse: collapse; font-size: 0.92rem; }
.legal th { text-align: left; font: 600 0.7rem/1.4 var(--sans); letter-spacing: 0.14em; text-transform: uppercase; color: var(--ink-soft); padding: 0 0.8rem 0.6rem 0; border-bottom: 1px solid rgba(11, 26, 38, 0.3); }
.legal td { vertical-align: top; padding: 0.8rem 0.8rem 0.8rem 0; border-bottom: 1px solid var(--rule); color: #26343f; }
.legal td:first-child { width: 34%; font-weight: 600; color: var(--ink); }
.legal address { font-style: normal; line-height: 1.75; }
.legal a { color: var(--blue-ink); }

/* footer: the homepage close, condensed */
.ft { background: var(--canvas); color: #9fb3c2; font-size: 0.86rem; }
.ft .wrap { padding-block: 2.4rem max(2rem, env(safe-area-inset-bottom)); display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center; gap: 1.2rem 2rem; }
.ft__mark { display: inline-flex; background: var(--ivory); padding: 5px 10px; border-radius: 4px; }
.ft__mark img { height: 28px; width: auto; }
.ft nav { display: flex; flex-wrap: wrap; gap: 0.6rem 1.6rem; }
.ft a { color: #c9d7e1; text-decoration: none; }
.ft a:hover { color: #fff; }
.ft a[aria-current="page"] { color: #fff; }

@media (max-width: 860px) {
  :root { --bar: 64px; }
  .bar__mark { padding: 5px 10px 5px 9px; }
  .bar__mark img { height: 30px; }
  .ref { grid-template-columns: 1fr; }
}
@media (max-width: 560px) {
  .grid2 { grid-template-columns: 1fr; }
  .legal__toc { columns: 1; }
  .legal td:first-child { width: 40%; }
  .bar .btn { padding: 0.65rem 0.9rem; font-size: 0.8rem; }
  .ft { font-size: 0.8rem; }
  .ft nav { gap: 0.4rem 1rem; }
}
@media (prefers-reduced-motion: reduce) { * { transition: none !important; } }

/* privacy choices control */
.choices { margin-top: 1.4rem; padding: 1.4rem; background: #fff; border: 1px solid var(--rule); border-left: 3px solid var(--blue); border-radius: 4px; }
.choices p { margin: 0 0 1rem; font-size: 0.92rem; }
.choices .btn:disabled { opacity: 0.5; cursor: not-allowed; }